The Senior Premium Auditor is responsible for conducting both virtual and minimal physical audits of the highest complexity to ensure the accuracy of earned premium risk calculations. This role supports AmTrust’s various lines of business with a focus on Workers Compensation and General Liability. This role verifying premium base exposures in accordance with policy terms, manual rules, company filings, and procedures. The auditor plays a key role in delivering exceptional service through a flexible auditing approach that leverages technology and remote collaboration. This position upholds AmTrust’s mission, vision, and values while maintaining the highest standards of professionalism and accuracy.

· Demonstrates high-level proficiency in performing premium audits for Workers Compensation and General Liability policies with minimal supervision.

· Utilizes secure digital platforms and remote communication tools to conduct virtual audits, ensuring efficiency and accuracy while minimizing disruption to insureds.

· Manage audits within assigned regions, primarily for virtual audits or possible physical audit visit.

· Serves as the primary point of contact for assigned audits, collaborating with insureds, underwriters, and producers.

· Identifies, researches, and resolves complex policy issues discovered during the audit process.

· Validates correct classification of exposures in accordance with regulatory agencies, independent state bureaus, and company procedures by reviewing financial records and other relevant documentation—often through secure digital exchange.

· Proficient at identifying who is subject to the Work Compensation Act.

· Reviews audit results with stakeholders via virtual meetings or in-person discussions, as appropriate.

· Provides technical guidance and mentorship to lower-level positions.

· Maintains excellent customer service throughout the audit lifecycle, whether conducted virtually or on-site.

· Stays current with manual rules, industry trends, and understanding of the impact of underwriting endorsements.

· Performs other functionally related duties as assigned.

Required:

· 5 or more years of premium audit experience

· Bachelor’s degree in accounting, Finance, Business, or related discipline OR equivalent experience.

· Excellent written, verbal, and interpersonal communication skills

· Demonstrated proficiency with Microsoft Office Suite. Excellent Excel skills are required.

· Strong, analytical, and critical, thinking skills, excellent attention to detail and organizational abilities, effective written and verbal communication skills.

· Ability to effectively multi-task and work in a fast-paced, team-oriented environment.

Preferred:

· Associates in Premium Audit Program (APA) certification preferred OR working towards APA certification

This job description is designed to provide a general overview of the requirements of the job and does not entail a comprehensive listing of all activities, duties, or responsibilities that will be required in this position. AmTrust has the right to revise this job description at any time.

AmTrust Financial Services offers a competitive compensation package and excellent career advancement opportunities. Our benefits include: Medical & Dental Plans, Life Insurance, including eligible spouses & children, Health Care Flexible Spending, Dependent Care, 401k Savings Plans, Paid Time Off.

AmTrust strives to create a diverse and inclusive culture where thoughts and ideas of all employees are appreciated and respected. This concept encompasses but is not limited to human differences with regard to race, ethnicity, gender, sexual orientation, culture, religion or disabilities.

AmTrust values excellence and recognizes that by embracing the diverse backgrounds, skills, and perspectives of its workforce, it will sustain a competitive advantage and remain an employer of choice. Diversity is a business imperative, enabling us to attract, retain and develop the best talent available. We see diversity as more than just policies and practices. It is an integral part of who we are as a company, how we operate and how we see our future.

About AmTrust

AmTrust is a niche specialty property and casualty insurance company with more than 6,000 employees serving 60 countries. We focus on underserved markets in areas of small commercial business, specialty risk and extended warranty, and specialty programs. We are rated "A-" (Excellent) with a Financial Size of "XV" by A.M. Best.

AmTrust began in 1998 with a commitment to innovation in small business insurance. Since, we've grown into a global property and casualty provider with a broad product offering. Our investments in people and proprietary technology allow us to offer our customers the most innovative insurance products to meet their needs today and anticipate their needs for tomorrow.